Afrikoni Shield is the protection that applies to an order placed through Afrikoni checkout: 100% of the order value is held rather than a capped sub-amount, you get 7 days after delivery to inspect and confirm, and a dispute opened in that window is resolved within 14 days while the money stays undelivered to the supplier.
100% of your order value is held until you confirm delivery — not a capped sub-amount. You have 7 days after delivery to confirm or open a dispute; if you do neither, funds auto-release to the supplier. A dispute opened in that window has a 14-day resolution target.
Afrikoni is not a bank, not an escrow agent and not a licensed payment institution. Card payments are collected by Stripe, a regulated payment service provider, and Afrikoni never receives or stores your card number.
Disputes above US$5,000 do not auto-resolve. They go to manual review by the Afrikoni team before any release. Afrikoni does not provide inspection itself; where an independent inspection report is needed, it is one the buyer commissioned.